Apartment Loans Under $1 Million

While financing options under $1 million are extremely limited for apartment properties, Multifamily Loans offers financing starting at as little as $100,000. With LTVs up to 80%, non-recourse options are available for loans of $750,000 and above.

Multifamily and Apartment Loans from $100K to $1M

Multifamily and commercial real estate loans under $1 million represent one of the most underserved financial markets in the United States. While $500,000 is nothing to scoff at, loans under $1 million for multifamily and other commercial properties are often overlooked by lenders in the space, after all, it costs a lender the same amount of money to originate a $500,000 loan as it does a $20 million loan, in relatively the same amount of time.

Even so, many multifamily and apartment assets are acquired through sub-$1M financing across the country, and the demand for these smaller loan options is only rising.

The advisors at Multifamily Loans are standing by to match borrowers to the right lender for their small balance multifamily financing needs.

Apply for multifamily or commercial real estate financing under $1 million today. Fill in the form below to get a free quote.

Loan Eligibility and Program Highlights
  • Loan sizes from $100,000 and up

  • Credit scores from 580 and up

  • LTVs up to 80%

  • Terms: Up to 10 years or more fixed

  • Amortizations: up to 30 years with interest-only options

  • Non-recourse for multifamily loans over $750K

  • Low-documentation programs available

  • Multifamily loans over $750k up to 30 years fixed

What to Expect When Applying for a Small Balance Multifamily Loan
  • 30- to 45-Day Loan Closings

  • Certainty of Execution 

  • Aggressive Terms

  • White-Glove Customer Service

  • Multiple Loan Options

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