Articles by Content Team

May 29, 2024

Get the Best Multifamily Insurance in Maine

Discover how to protect your Maine multifamily property with the right insurance coverage. Learn about key considerations, coverage types, f

May 29, 2024

Get the Best Multifamily Insurance in Kentucky

Discover how to safeguard your Kentucky multifamily property with the right insurance coverage. Explore essential considerations, coverage t

May 29, 2024

Get the Best Multifamily Insurance in Kansas

Discover how to protect your Kansas multifamily property with the right insurance coverage. Learn about key considerations, coverage types,

May 29, 2024

Get the Best Multifamily Insurance in Iowa

Discover how to safeguard your Iowa multifamily property with the right insurance coverage. Explore key considerations, coverage types, fact

May 29, 2024

Get the Best Multifamily Insurance in Indiana

Discover how to protect your Indiana multifamily property with the right insurance coverage. Learn about key considerations, coverage types,

May 29, 2024

Get the Best Multifamily Insurance in Illinois

Discover how to safeguard your Illinois multifamily property with the right insurance coverage. Explore essential considerations, coverage t

May 29, 2024

Get the Best Multifamily Insurance in Idaho

Discover how to protect your Idaho multifamily property with the right insurance coverage. Learn about key considerations, coverage types, f

May 29, 2024

Get the Best Multifamily Insurance in Hawaii

Discover how to safeguard your Hawaii multifamily property with the right insurance coverage. Explore key considerations, coverage types, fa

May 29, 2024

Get the Best Multifamily Insurance in Delaware

Discover how to protect your Delaware multifamily property with the right insurance coverage. Learn about key considerations, coverage types

May 29, 2024

Get the Best Multifamily Insurance in Connecticut

Discover how to safeguard your Connecticut multifamily property with the right insurance coverage. Explore essential considerations, coverag

May 29, 2024

Get the Best Multifamily Insurance in Colorado

Discover how to protect your Colorado multifamily property with the right insurance coverage. Learn about key considerations, types of cover

May 29, 2024

Get the Best Multifamily Insurance in Arkansas

Discover how to protect your Arkansas multifamily property with the right insurance coverage. Learn about key considerations, types of cover

May 29, 2024

Get the Best Multifamily Insurance in Arizona

Discover how to protect your Arizona multifamily property with the right insurance coverage. Learn about key considerations, types of covera

May 29, 2024

Get the Best Multifamily Insurance in Alaska

Discover how to protect your Alaskan multifamily property with the right insurance coverage. Learn about key considerations, types of covera

May 29, 2024

Get the Best Multifamily Insurance in Alabama

Discover how to protect your Alabama multifamily property with the right insurance coverage. Learn about key considerations, types of covera

May 16, 2024

The State of the Multifamily Market in 2024

Many challenges await investors. But that doesn’t mean there aren’t excellent multifamily investment opportunities out there. Here’s what yo

Apr 24, 2024

Beyond Basics: Specialized Multifamily Insurance Options

Learn about various types of specialized multifamily insurance types that are highly useful for properties with specific characteristics.

Apr 19, 2024

Safeguard Your Cash Flow: Loss of Income Insurance for Multifamily Investors

Multifamily cash flows aren't as predictable as they may seem. Loss of income insurance can help keep your apartment building operating prof

Mar 15, 2024

How Fannie Mae Loans Work for CHDCs

Explore the benefits and eligibility of Fannie Mae loans for CHDCs and how to navigate the financing landscape for affordable housing projec

Feb 28, 2024

Dallas Multifamily’s Path to Stabilization in 2024

After a difficult 2023 with record deliveries, Dallas may not be on every investor's list, but there are many signs that this year and next

Feb 23, 2024

Jacksonville Multifamily: Your 2024 Outlook

While falling rents are likely to put off many investors, there are hidden gems to be found in Jacksonville's multifamily market in 2024.

Jan 25, 2024

What's Next for Houston Multifamily?

The city's multifamily sector has a lot of challenges ahead of it. But for those who know where to look, opportunities await.

Jan 22, 2024

The Best 3 Multifamily Loans for Affordable Housing in 2026

Discover the three best multifamily financing options for affordable housing in 2026, including the HUD 223(f), Fannie Mae Standard FHA Risk

Dec 19, 2023

Capital Gains Taxes for Multifamily and Commercial Real Estate Investors

Having an effective tax strategy is critical to your success as a multifamily investor. Otherwise, you could see a large portion of your pro

Oct 20, 2023

Internal Rate of Return and Multifamily Real Estate Development

The internal rate of return is used to measure an investment’s performance based on the percentage rate earned on each dollar invested for e

Oct 18, 2023

Section 8 Investing: A Comprehensive Guide

Section 8 properties can be remarkably good investment opportunities, especially during an economic downturn. Find out everything you need t

Oct 7, 2023

Multifamily Market Shift: From 2021's Boom to 2023's Stabilization

Explore the transition in multifamily trends from 2021's peak growth to 2023's return to pre-pandemic patterns and its implications for inve

Oct 3, 2023

Beyond the City: The Appeal of Suburban Multifamily

With urban pricing near all-time highs, let's explore the many advantages suburban apartment buildings have, from potential rent growth to a

Sep 12, 2023

The Chicago Multifamily Market: Looking to Late 2023

Chicago's market has a lot going for it, even as the rest of the nation's metros see rent growth slowing to a crawl.

Sep 7, 2023

Los Angeles: A 2023 Multifamily Market Update

Based on a number of multifamily market reports, legislative changes, and the influence of rising interest rates, learn how to invest in Los

Sep 1, 2023

How to Choose a Multifamily Market (or Submarket)

Learn which five metrics you need to know to make a wise investment anywhere across the country.

Aug 31, 2023

Top 5 Florida Multifamily Markets for Investment in 2023

Analyzing rent trends, employment data, and population growth, we've determined the five multifamily markets with the best potential upside

Aug 25, 2023

The Effects of Texas's Multifamily Development

Explore the evolving landscape of Texas's multifamily market, uncovering the strategic implications of construction trends and their ripple

Aug 23, 2023

Fannie Mae Pushes Major Small Loan Changes

The Small Loan program now has a significantly higher loan maximum and relaxed requirements on how ‘local’ an investor needs to be.

Aug 18, 2023

When to Approach Lenders for Construction Financing: A Developer’s Guide

In multifamily development, timing is everything. Find out the best times to approach a lender to secure financing for your next project.

Aug 11, 2023

Top 10 Multifamily Markets in Late 2023

Our list of markets large and small show where you can find some of the best apartment investment opportunities, despite the property sector

Jul 19, 2023

Multifamily Loan Size: A Practical Guide for Property Investors

Unlock the secrets to determining the optimal loan size for your multifamily property investment with this comprehensive guide.

Jun 30, 2023

Assessing Your Need for a Multifamily Refi in 2023

Even though interest rates are higher than they've been in a good long while, there are many signs that point to further hikes. Learn if a r

Jun 29, 2023

How Leverage and DSCR Affect Multifamily Loans

Two of the most commonly utilized metrics in multifamily finance, DSCR and LTV, play a huge role in determining why you get the terms you ge

Jun 23, 2023

How to Assemble the Right Multifamily Development Team

If you’re a first-time apartment building developer, getting an experienced, high-performing team around you is essential to success.

Jun 16, 2023

Start Small: The Best Choice for New Multifamily Developers

Discover why starting small could be your winning strategy for getting into multifamily development, turning humble beginnings into larger s

Jun 13, 2023

How to Get Started on Your 1st Multifamily Development

Developing an apartment building is a complicated task. Learn what you need to know before starting on your first or next project.

Jun 1, 2023

How to Raise Multifamily Rents: A Step-by-Step Guide

Our comprehensive landlord guide outlines a balanced approach to apartment rent increases, ensuring profitability while maintaining tenant s

Apr 26, 2023

Navigating Luxury Multifamily: A Guide to Class A Investing

Make informed decisions on your next Class A multifamily investment with our guide, covering key characteristics, attractive markets, and em

Apr 24, 2023

How to Improve Risk Management for Your Apartment Building

Risk reduction is essential in owning and operating a multifamily property. Read our guide to find out everything you need to know.

Apr 20, 2023

8 Ways to Lower Your Apartment Building Insurance Costs

Reduce your premiums by taking these four steps with your multifamily property and another four you can take when you set up your policy.

Mar 28, 2023

Why Smaller, "Boutique" Apartment Buildings Can Be Great Investments

While larger, 50+ unit properties may get a lot of attention, smaller apartment buildings can be fantastic investment opportunities for all

Mar 28, 2023

6 Ways AI Is Revolutionizing Apartment Investing

From automating property management to making better, more informed investment decisions, artificial intelligence has untold applications in

Feb 20, 2023

Multifamily Utility Considerations for Investors

Learn about the best utility billing methods for multifamily investors, including submetering and RUBS. Also explore other cost-saving strat

Feb 10, 2023

Getting a Multifamily Refinance: Your 2026 Guide

Our multifamily refinancing guide gets you everything you need to get started on improving your financing terms.

Feb 3, 2023

3 Tips for Hard Money Loans for Real Estate

If you don't want to put down a large sum of money upfront to buy an apartment building, a hard money loan can be a good option, though it

Dec 14, 2022

The Pros of Investing in Apartments Early

Looking for your first multifamily investment property? It pays to act sooner than later. Find out more in our guide.

Dec 8, 2022

How to Value Multifamily Property

Understanding what goes into the valuation of your apartment building can help you improve your return on investment and assess what financi

Dec 5, 2022

What Is Multifamily Finance? A Beginner's Guide

Read our comprehensive guide to find out what you need to know as an apartment investor to get the best out of your multifamily loan.

Nov 25, 2022

5 Ways to Find the Best Multifamily Refinance in a Recession

Refinancing an apartment building during a recession could boost your cash flows. Find out five ways to get the right loan.

Nov 17, 2022

Bank vs. Credit Union Multifamily Loans: Which Is Best?

Weighing the pros and cons of getting an apartment building loan through a bank or credit union? Check out the differences here.

Nov 11, 2022

Top 10 Metros With the Largest Housing Shortages

While investors and developers in these metros are already working to add apartments to an extent, good opportunities exist, even in a rece

Nov 10, 2022

Why Multifamily Is Safe During a Recession

While there are no absolutes in this economy, apartment properties are some of the safest investments out there. Find out why.

Nov 7, 2022

How to Renovate Your Apartment Complex

Our comprehensive guide walks you through five critical questions to ask yourself as you plan your property-wide apartment renovation projec

May 8, 2022

The Investment Upside to Affordable Housing

Even as much of the focus remains on luxury rental properties, some investors are getting more and more into affordable housing. Here are th

Feb 25, 2022

What is the National Multifamily Housing Council (NMHC)?

The NMHC is an active public policy group that donates to candidates that support the multifamily housing industry while advocating for a va

Sep 15, 2021

How Debt Service Coverage Ratio Is Used in Multifamily Finance

The debt service coverage ratio (DSCR) is calculated by dividing the net operating income (NOI) by the entity's annual debt service.

Jan 22, 2021

The Top 10 Multifamily Law Firms in 2021

In today’s world, contracts have never been more complex and litigation has never been more common. For multifamily investors, developers, t

Jan 1, 2021

SOFR: The New Replacement for LIBOR

For decades, the basis of the interest rates for loans, particularly for commercial real estate loans, has been the London Interbank Offered

Dec 31, 2020

Is Yield Maintenance Right for You?

A yield maintenance prepayment penalty guarantees that the lender will attain the same yield on the loan, even if it gets paid off before th

Dec 31, 2020

What Is ClickPay and How Is It Used?

ClickPay allows property owners and managers to bill tenants while accepting payments via credit cards, checks, and ACH transfers.

Dec 31, 2020

Understanding the Factors Impacting CMBS Rates

CMBS loan rates are generally based on the U.S. Treasury Index, plus a margin, also known as a spread, which compensates a lender for their

Dec 31, 2020

What Is Corporate Housing?

Corporate housing can be a great way to increase your apartment building's profits, but there are some drawbacks and challenges you must be

Dec 31, 2020

What Is the American Apartment Owners Association?

The American Apartment Owners Association (AAOA) is currently the largest landlord association in the United States, with more than 100,000

Dec 31, 2020

What is the National Apartment Association?

The National Apartment Association (NAA) is an industry trade group for apartment owners, landlords, and investors, as well as service provi

Dec 31, 2020

What is Defeasance and How Does it Work?

Defeasance refers to the replacement of the collateral of a loan with securities (generally fixed-rate government bonds) that will offer a l

Dec 31, 2020

What Are the Best Cities for Multifamily Investing in 2019?

Though some are concerned about an increased supply of properties on the market, as well as potential increases in interest rates, now is st

Dec 31, 2020

What are the Advantages of Securitization?

Mortgage debt is the most commonly securitized asset, with common securitized products including mortgage-backed securities (MBS), commercia

Dec 31, 2020

What Are The ADA Requirements for Multifamily Properties?

For multifamily investors and developers, it's essential to know what ADA rules may apply to their property. That way, they can steer clear

Dec 31, 2020

The Everything Guide to the 1031 Exchange in Multifamily Investing

1031 exchanges allow a commercial property owner to sell an asset and use the equity to purchase new property, with 100% of capital gains ta

Dec 31, 2020

The Historic Tax Credit (HTC): What You Need to Know

Developers interested in rehabilitating and repurposing historic buildings may wish to look into the Historic Tax Credit, or HTC program, a

Dec 31, 2020

The New Markets Tax Credit (NMTC): What You Need to Know

The New Markets Tax Credit, or NMTC, is designed to encourage investment in low-income communities through the use of Certified Development

Dec 31, 2020

Who are the Top Affordable Housing Developers in the United States?

Each year, thousands of affordable housing units are developed across the United States. If you’re considering investing in affordable housi

Dec 31, 2020

The Pros and Cons of CMBS Loans: A Guide

CMBS loans aren’t ideal for everyone, but they have some advantages other financing products don't. Learn more with our guide.

Dec 31, 2020

Who Are the Top 10 Multifamily Developers in the United States?

With more than 300,000 multifamily units added in 2018 alone, the multifamily development industry is growing at a steady pace. And, whether

Dec 31, 2020

Rental Assistance Demonstration (RAD): A Guide

Rental Assistance Demonstration, or RAD, is a Department of Housing and Urban Development (HUD) program, which seeks to help investors prese

Dec 31, 2020

Special Servicers for CMBS Loans

One potential downside to CMBS is that these loans are not serviced by the lender that originated them, and are typically placed under the s

Dec 31, 2020

Small Apartment Loans: The Best Options for Borrowers

For investors with smaller multifamily properties, loan options may seem a bit limiting. However, there are plenty of strong financing choic

Dec 31, 2020

Single Asset Single Borrower (SASB) CMBS Loans: What You Need to Know

SASB CMBS transactions involve the securitization of a single loan, which is typically collateralized by one, very large property. Single As

Dec 31, 2020

Understanding Loan Ratios in Multifamily and Commercial Real Estate

One of the primary components used by commercial real estate underwriters to determine a loan amount is leverage. Leverage is summed up and

Dec 31, 2020

Master Servicers for CMBS Loans: What Borrowers Need to Know

Unlike a traditional bank or credit union loan, a CMBS loan is not serviced by the lender that originated the loan. A third-party loan servi

Dec 31, 2020

How the CMBS Securitization Process Works: A Guide

When a conduit lender issues a CMBS loan, they will pool it in with a variety of other loans in order to create a commercial mortgage-backed

Dec 31, 2020

LURAs: Land Use Restrictive Agreements and the LIHTC Program

If you’re a multifamily investor/developer using LIHTCs to fund the construction or rehabilitation of a multifamily property, you must agree

Dec 31, 2020

How Property Management Fees Work for Multifamily Properties

Commercial and multifamily property management fees will range between 4% and 12% of the property’s overall rent. However, in some situation

Dec 31, 2020

Purchase or Refinance a Multifamily Property Today

Whether you are a new borrower or are looking to refinance an existing loan, it's important that you partner with a lender like Multifamily.

Dec 31, 2020

Going Green in Multifamily

The Fannie Mae Multifamily Green Initiative was created to provide loans for properties investing in energy efficient, cost-cutting improvem

Dec 31, 2020

Do You Need a Business Plan for Apartment Investing?

If you want to give yourself the greatest chance of succeeding in the multifamily investing game, writing an effective business plan is key.

Dec 31, 2020

EB-5 Financing for Multifamily Real Estate Developments

While there aren’t millions of investors lining up, the program is certainly beneficial to a Chinese citizen who wishes a green card to live

Dec 31, 2020

Hard Costs vs. Soft Costs for Multifamily Construction

Learn the crucial difference between hard and soft construction costs in multifamily development and how they impact profitability. Read our

Dec 31, 2020

Freddie Mac® SBL Program

with this new program comes a new list of goodies and benefits for servicers and sellers. These benefits include a simplified pricing proces

Dec 31, 2020

Due Diligence for Multifamily Investing

Before you make the leap and purchase a multifamily property, you’ll need to do some homework first. In multifamily industry, this is referr

Dec 31, 2020

How Cost Segregation Can Generate Massive Savings for Multifamily Investors

When it comes to investing in multifamily properties, investors generally want to take every reasonable measure to increase their returns. O

Dec 31, 2020

Buying Your First Apartment Complex: An Investor Guide

Demystify how to buy an apartment complex with our in-depth guide that covers everything from your financing options to your different holdi

Dec 31, 2020

Coronavirus & Its Impact on the Multifamily Industry

COVID-19 is impacting the multifamily industry. As yields come in, spreads widen, and tenants feel pressure, what will happen to multifamily

Dec 31, 2020

CMBS Spreads: What You Need to Know

A CMBS spread, also referred to as a CMBS credit spread, is the difference between the interest rate of a CMBS loan and the underlying index

Dec 31, 2020

Commercial and Multifamily Loan Origination in 2019

In commercial real estate, loan origination typically includes each step of the lending process, from initial application to disbursement of

Dec 31, 2020

CMBS Lenders vs. Life Companies: What You Need to Know

CMBS lenders and life companies often compete in the same space for large real estate deals. Both have significant advantages and certain di

Dec 31, 2020

Association Profile: Apartment Owners Association of California, Inc.

The Apartment Owners Association of California, Inc. (AOA) is one of the larger apartment associations in California. The organization was c

Dec 31, 2020

Association Profile: The Apartment Association of Greater Los Angeles

The Apartment Association Of Greater Los Angeles (AAGLA) is one of the largest apartment associations in Southern California. It is also one

Dec 31, 2020

CMBS B-Pieces and The Multifamily and Commercial Lending Market

CMBS loans are among the most popular types of financing for multifamily and commercial real estate, with approximately $77 billion in CMBS

Dec 31, 2020

Selecting a General Contractor for a Multifamily Construction Project

Choosing a general contractor is one of the most important decisions you’ll make. It’s essential to understand a contractor’s role, and what

Dec 31, 2020

Cash On Cash Returns: Calculator, Risks Involved

Dec 31, 2020

Agency Loans for Multifamily Properties: What Borrowers Need to Know

The government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, also known as the ‘agencies,’ provide some of the best loan terms on

Dec 31, 2020

Apartment Lender Inspections: What Borrowers Need to Know

In some cases, inspections may occur before a borrower is approved to purchase a property, however, in most contexts, an apartment lender in

Dec 31, 2020

What is the Opportunity Zones Program?

The Tax Cuts and Jobs Act of 2017 created a new tax incentive program to encourage capital investment in economically distressed areas of th

Dec 31, 2020

Association Profile: Apartment Association of Orange County

The Apartment Association of Orange County (AAOC) is one of the largest apartment associations in the Southern California area. It is an aff

Sep 14, 2019

Association Profile: California Apartment Association

The California Apartment Association, or CAA, is the largest apartment association in the state of California, as well as the largest state

Jul 24, 2019

2019 Apartment Industry Statistics: What You Need to Know

If you’re planning to expand your multifamily investments this year, it’s important to have a good understanding of the current state of the

Jun 9, 2019

The Top 10 Agency Apartment Lenders of 2018-2019

In 2018, agency lenders Fannie Mae and Freddie Mac issued a combined $143 billion in multifamily loans. While Fannie Mae issued more than $6